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    Real Estate you should know

    7 Things NOT To Do While You're Buying A House

       Are you planning to start the house hunting process or have you recently been pre-approved?  Do you want...

    • Susana Murphy
    • July 9th, 2018
    • 3 min read

      

    Are you planning to start the house hunting process or have you recently been pre-approved? 

    Do you want to ensure that your home buying process is as simple as it can be and that everything goes as planned? 

    Then make sure you follow these 7 Things NOT To Do While You Are Buying A House...

      

    1. Don’t lose the money trail

    It is important to know where your money is coming from and your lender is going to request a lot of documents that show that you really have enough money to be approved for your loan. 

    2. Don’t spend your savings

    There are a lot of expenses when it comes to purchasing a home. You are going to want to make sure you do not spend your savings account in the process. You will need to pay for the down payment, home inspection, appraisal, and may end up spending some on closing costs. 

    3. Don’t make late payments

    You want to be able to show your are worthy of the loan and will make your payments, so don't miss any bill payments you currently have!

    4. Don’t open or close credit accounts

    Opening and closing credit accounts can cause your credit to drop or fluctuate. Some people feel it makes sense to close accounts or transfer balances to have less lines of credit open, however, you should not do this.

    5. Don’t switch jobs

    Lenders want to see that you have maintained a steady job. Although you could be getting a raise or setting yourself up for future growth, we recommend being patient and waiting until after the home buying process. 

    6. Don’t buy furniture yet

    This one is tough. You’ve found the home you want and could even be under contract, so you’re getting so many ideas for what new furniture you want. But, wait until closing on the home. When you make large purchases during the home buying process, it creates the potential to have your Lender defer your loan. 

    7. Don’t buy a new car

    Would you rather live in that new car or a new home? If you would rather live in the new car, then by all means, start your engine.

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    About the author

    Susana Murphy

    508-345-5632
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    I'm Susana Murphy, and I founded ALANTE with a clear vision and a passion for redefining what real estate should be. Let me share with you why ALANTE exists, what we stand for, and what we aim to offer both our valued clients and our dedicated agents. ALANTE Real Estate wasn't just a business venture for me—it was a calling born out of a deep-seated belief in doing things differently, and doing them better. Having been in the real estate industry since 2005 myself as a top producing Realtor, I saw firsthand the immense potential for innovation and improvement. I recognized that traditional practices were falling short in meeting the evolving needs of clients and agents alike. My vision for ALANTE was simple yet profound: to elevate the real estate experience by combining cutting-edge technology combined with story driven marketing and timeless values. In an industry often defined by transactions, I wanted to focus on service. I wanted to create a space where clients felt heard, valued, and supported every step of the way, and where agents could thrive in an environment that prioritizes collaboration, growth, support and integrity. At ALANTE, we believe in offering our clients more than just transactions—we offer them transformative experiences. We understand that buying or selling a home is not just a financial decision; it's an emotional journey filled with dreams, aspirations, and life-changing moments. That's why we approach each interaction with empathy, expertise, and a genuine desire to exceed expectations. For our agents, ALANTE is more than just a brokerage—it's a community of like-minded professionals committed to excellence. We provide our agents with the tools, training, and support they need to succeed, all while fostering a culture of mutual respect, collaboration, and continuous learning. We believe that empowered agents create exceptional experiences for our clients, and that belief is at the core of everything we do. In an industry that's constantly evolving, we remain steadfast in our commitment to innovation and adaptability. We embrace technology not as a replacement for human connection, but as a catalyst for enhancing it. From advanced marketing strategies to streamlined processes, we leverage technology to enhance efficiency, transparency, and results. We don't just meet industry standards—we set new ones. We believe in raising the bar and redefining what it means to be a leader in real estate. Our dedication to excellence, integrity, and client satisfaction sets us apart, and it's what drives us to continually push boundaries and exceed expectations. So, whether you're a client looking for a personalized, unparalleled real estate experience or an agent seeking a supportive, forward-thinking brokerage, we invite you to join us on this extraordinary journey. Together, we're not just reimagining real estate—we're elevating it to new heights. Welcome to ALANTE Real Estate, where your vision meets our passion.

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